[{"data":1,"prerenderedAt":82},["ShallowReactive",2],{"guide-flood-fire-damage-first-steps-zh-Hant":3},{"guide":4,"related":62},{"title":5,"seoTitle":6,"description":7,"summary":8,"sections":9,"faq":30,"date":37,"service":38,"order":39,"sources":40,"slug":60,"locale":61},"紐約市及長島業主水浸或火災後的處理步驟","水浸及火災後的處理步驟","水損或火災後最初數天的處理重點：安全、電力、保險索償記錄、乾燥，以及確定重建範圍。","首先確保安全，丟棄任何物品前全部拍攝照片記錄，通知保險公司，並在一至兩天內開始乾燥。浸過水的電線，須由持牌總電工檢查後才可恢復供電。",[10,18,22,26],{"heading":11,"list":12},"最初 24 小時",[13,14,15,16,17],"結構受損、插座附近有積水或聞到煤氣味，切勿進入","受影響範圍保持斷電，待持牌總電工檢查","清理前，每個房間及每件受損物品拍攝照片及影片","致電保險公司，記下索償編號","防止雨水再次滲入：屋頂覆蓋防水布，門窗破損處封板",{"heading":19,"paragraphs":20},"乾燥及拆除",[21],"濕透的石膏板、隔熱棉及地毯通常要盡快拆除，以防發霉。量度濕度可判斷哪些可以保留。乾燥越快，維修範圍越小。",{"heading":23,"paragraphs":24},"與保險公司配合",[25],"保單賠償範圍由理賠員決定。清晰的書面工程範圍、照片及逐項報價，有助與理賠員溝通。水浸損失通常只由洪水保險（flood insurance）承保，一般家居保險並不承保。",{"heading":27,"paragraphs":28},"重建時加強防水防潮",[29],"地庫及半地庫改用防潮石膏板及 LVP 乙烯基地板，並提高插座安裝位置，額外費用不多，卻可減少日後的損失。",[31,34],{"q":32,"a":33},"可否自行恢復供電？","插座、電箱或電線浸過水的，不可自行恢復供電，須先由持牌總電工檢查；在紐約市，部分維修還須申請許可證及驗收。",{"q":35,"a":36},"貴公司會否與保險公司聯絡？","我們會記錄損毀情況，並向您的理賠員提供工程範圍及估價。我們並非公共理賠人（public adjuster），不能代您與保險公司商議賠償。","2026-10-25","restoration",12,[41,45,49,52,56],{"title":42,"url":43,"publisher":44},"A Brief Guide to Mold, Moisture and Your Home","https:\u002F\u002Fwww.epa.gov\u002Fmold\u002Fbrief-guide-mold-moisture-and-your-home","U.S. Environmental Protection Agency",{"title":46,"url":47,"publisher":48},"What is a Flood?","https:\u002F\u002Fwww.floodsmart.gov\u002Fknow-your-risk\u002Fwhat-is-a-flood","FEMA, National Flood Insurance Program",{"title":50,"url":51,"publisher":48},"Document Your Damage","https:\u002F\u002Fwww.floodsmart.gov\u002Frecover\u002Fdocument-damage",{"title":53,"url":54,"publisher":55},"Flood Safety","https:\u002F\u002Fwww.psegliny.com\u002Fen\u002FSafetyAndReliability\u002Fstormsafety\u002Ffloodsafety","PSEG Long Island",{"title":57,"url":58,"publisher":59},"Home Fires","https:\u002F\u002Fwww.ready.gov\u002Fhome-fires","Ready.gov (FEMA)","flood-fire-damage-first-steps","zh-Hant",[63,69,73,78],{"slug":64,"title":65,"description":66,"service":67,"date":68},"nyc-renovation-permits","紐約裝修及電力工程許可證須知","哪些裝修、電力及水喉工程需要紐約市建築局（DOB）許可證、由誰申請，以及長島的不同之處。","electrical","2026-10-24",{"slug":70,"title":71,"description":72,"service":67,"date":68},"electrical-panel-upgrade","更換電箱及供電升級的徵兆、步驟及所需時間","紐約市及長島舊屋何時需要更換電箱或升級供電、工程內容及所需時間。先進行負荷計算，可避免不必要的開支。",{"slug":74,"title":75,"description":76,"service":77,"date":37},"ev-charging-without-service-upgrade","毋須升級供電的電動車充電方案","負載分配、CT 夾動態負載管理、乾衣機插座共用裝置及合適電流的充電器：紐約市及長島毋須升級供電即可安裝充電器的方案。","ev-charging",{"slug":79,"title":80,"description":81,"service":77,"date":68},"ev-charger-installation","紐約市及長島家用電動車充電器安裝","Level 1 與 Level 2 的分別、電箱容量、許可證、Tesla Powershare，以及紐約市及長島住宅和樓宇安裝須知。",1792924281803]