[{"data":1,"prerenderedAt":82},["ShallowReactive",2],{"guide-flood-fire-damage-first-steps-en-US":3},{"guide":4,"related":62},{"title":5,"seoTitle":6,"description":7,"summary":8,"sections":9,"faq":30,"date":37,"service":38,"order":39,"sources":40,"slug":60,"locale":61},"First steps after a flood or fire for NYC and Long Island property owners","Flood or Fire Damage: First Steps","What to do in the first days after water or fire damage: safety, power, documentation for insurance, drying and choosing what to rebuild.","Secure the property, document all damage before anything is discarded, notify your insurer and begin drying within 24 to 48 hours. Wiring that was exposed to water should be checked by a licensed electrician before power is restored.",[10,18,22,26],{"heading":11,"list":12},"The first 24 hours",[13,14,15,16,17],"Stay out if there is structural damage, standing water near outlets or a gas smell","Keep the power off to affected areas until an electrician checks them","Photograph and video every room and damaged item before cleanup","Call your insurance company and write down the claim number","Prevent further water entry by tarping the roof and boarding up openings",{"heading":19,"paragraphs":20},"Drying and demolition",[21],"Wet drywall, insulation and carpet usually must be removed promptly to prevent mold. Moisture readings show what can stay. Prompt drying limits the scope of the repair.",{"heading":23,"paragraphs":24},"Working with insurance",[25],"Your adjuster determines what the policy covers. A clear written scope, photos and line-item estimates support that review. Flood damage is usually covered only by flood insurance, not by a standard homeowner's policy.",{"heading":27,"paragraphs":28},"Rebuilding to limit future damage",[29],"In basements and garden levels, moisture-resistant drywall, vinyl plank flooring and raised outlets cost little extra and reduce damage next time.",[31,34],{"q":32,"a":33},"Can I turn the power back on myself?","Not if outlets, panels or wiring were exposed to water. A licensed electrician should inspect them first, and in NYC some repairs also require a permit and inspection.",{"q":35,"a":36},"Do you deal with the insurance company?","We document the damage and give your adjuster the scope and estimates. We are not public adjusters and cannot negotiate your claim.","2026-10-25","restoration",12,[41,45,49,52,56],{"title":42,"url":43,"publisher":44},"A Brief Guide to Mold, Moisture and Your Home","https:\u002F\u002Fwww.epa.gov\u002Fmold\u002Fbrief-guide-mold-moisture-and-your-home","U.S. Environmental Protection Agency",{"title":46,"url":47,"publisher":48},"What is a Flood?","https:\u002F\u002Fwww.floodsmart.gov\u002Fknow-your-risk\u002Fwhat-is-a-flood","FEMA, National Flood Insurance Program",{"title":50,"url":51,"publisher":48},"Document Your Damage","https:\u002F\u002Fwww.floodsmart.gov\u002Frecover\u002Fdocument-damage",{"title":53,"url":54,"publisher":55},"Flood Safety","https:\u002F\u002Fwww.psegliny.com\u002Fen\u002FSafetyAndReliability\u002Fstormsafety\u002Ffloodsafety","PSEG Long Island",{"title":57,"url":58,"publisher":59},"Home Fires","https:\u002F\u002Fwww.ready.gov\u002Fhome-fires","Ready.gov (FEMA)","flood-fire-damage-first-steps","en-US",[63,69,73,78],{"slug":64,"title":65,"description":66,"service":67,"date":68},"nyc-renovation-permits","NYC permits for renovation, electrical and plumbing work","Which renovation, electrical and plumbing jobs need a NYC Department of Buildings permit, who files it, and what changes on Long Island.","electrical","2026-10-24",{"slug":70,"title":71,"description":72,"service":67,"date":68},"electrical-panel-upgrade","Electrical panel and service upgrades for NYC and Long Island homes","When an older NYC or Long Island home needs a new panel or a bigger electrical service, what the work involves, and how long it takes.",{"slug":74,"title":75,"description":76,"service":77,"date":37},"ev-charging-without-service-upgrade","EV charging without an expensive service upgrade","Load sharing, CT-clamp load management, dryer-outlet sharing and right-sized chargers: ways to add EV charging in NYC and Long Island without upgrading your electrical service.","ev-charging",{"slug":79,"title":80,"description":81,"service":77,"date":68},"ev-charger-installation","Installing a home EV charger in NYC or Long Island","Level 1 vs Level 2 charging, panel capacity, permits, Tesla Powershare, and what to know for houses and buildings in NYC and Long Island.",1792924280266]